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Free Calculator

Payment Recovery ROI Calculator

See exactly how much revenue you lose to failed payments every month and how much PaymentRescue can recover for your business.

Enter Your Numbers

Adjust the sliders or type your values to see real-time results.

$
%

Industry average: 9%. Enter your actual rate if known.

Check your payment processor for the exact number.

Your Results

Revenue Lost per Month
-$2,250
$27,000/year
Recoverable per Month (40%)
+$900
Conservative estimate (30-50% range)
Total Saved per Year
$10,800
With PaymentRescue automated recovery
Failed Transactions / Month
50
~20 recoverable
Your ROI with PaymentRescue
3,003%
Based on Growth plan ($29/mo = $348/year)
For every $1 spent, you get back $31.0
MetricValue
Your MRR$25,000
Involuntary Churn Rate9%
Lost Revenue (monthly)-$2,250
Recoverable (40% conservative)+$900/mo
Annual Savings+$10,800
PaymentRescue Cost (Growth plan)-$348/yr
Net Annual Profit+$10,452

Stop Losing $2,250/month

PaymentRescue automatically recovers failed payments with smart retry logic and personalized dunning emails. No code changes required.

14-day money-back guarantee. No credit card required for setup.

How the Payment Recovery ROI Calculator Works

Failed payments silently drain SaaS revenue. Industry data shows that the average SaaS company loses 9% of recurring revenue to involuntary churn caused by expired cards, insufficient funds, and payment processor errors.

This ROI calculator helps you quantify the real cost of failed payments and estimate how much revenue PaymentRescue can recover using a conservative 40% recovery rate. Our actual customers typically recover between 30-50% of failed payments through smart retry logic and automated dunning sequences.

The Formula

  • Revenue lost per month = MRR x (involuntary churn rate / 100)
  • Recoverable per month = Revenue lost x 0.40 (conservative estimate)
  • Annual savings = Recoverable per month x 12
  • ROI = (Annual savings - Plan cost) / Plan cost x 100

Most SaaS companies see a 10x-50x return on their PaymentRescue investment. The higher your MRR, the more significant the impact of recovering even a fraction of failed payments.

Frequently Asked Questions

How accurate is this ROI calculator?

The calculator uses a conservative 40% recovery rate, which is the midpoint of our observed 30-50% range. Your actual results may vary based on your customer base, payment methods, and industry. We recommend using your real involuntary churn rate for the most accurate estimate.

What counts as involuntary churn?

Involuntary churn happens when customers leave not by choice, but because their payment fails. Common causes include expired credit cards, insufficient funds, bank-side declines, and payment processor errors. This is different from voluntary churn where customers actively cancel.

How does PaymentRescue recover failed payments?

PaymentRescue uses a three-step approach: smart retry logic that retries charges at optimal times, personalized dunning email sequences that guide customers to update their payment info, and real-time analytics so you can track recovery performance.

How long does it take to see results?

Most customers see their first recovered payments within the first week. Full recovery impact is typically visible within 30 days as the dunning sequences complete their cycles. Setup takes less than 10 minutes with our Stripe integration.

What if my recovery rate is lower than 40%?

Even at a 20% recovery rate, PaymentRescue typically delivers a positive ROI for any SaaS with $5,000+ MRR. The Growth plan costs just $29/month, meaning you only need to recover $348/year in failed payments to break even — that is usually achieved in the first month.